Terms of Service

1. What Kapunka is

Kapunka is a personal travel expense tracker and trip record-keeping tool. It helps you log spending, track cash and card estimates, attach receipts and media, import statements, detect supported wallet payments, and review trip information.

Kapunka is not a bank, payment processor, money transmitter, accountant, tax advisor, legal advisor, financial advisor, insurance provider, travel agency, currency exchange service, or emergency service.

2. Eligibility and accounts

You must be old enough to consent to these terms in your location. You are responsible for the information you provide, the security of your device, and all activity under any account or third-party sign-in you use with Kapunka.

You may use Kapunka as a guest where supported. Some features may require sign-in, a supported device, an internet connection, a paid entitlement, a platform permission, or a third-party account. We may change, limit, suspend, or discontinue account, tier, beta, promotional, or entitlement features at any time.

3. Your data and backups

Kapunka is local-first. You are responsible for maintaining your own records and backups. If you delete the app, clear app data, lose your device, disable backups, disconnect Google Drive, or overwrite your data with an import, we may not be able to recover it.

If you enable Google Drive backup, export a backup file, import a file, contact support, or share content outside the app, you are responsible for that data and for the third-party services that receive it. Do not enter or send passwords, full card numbers, CVV codes, private keys, banking login credentials, or other highly sensitive information into Kapunka.

You keep ownership of content you add to Kapunka. You grant us and our service providers the limited rights needed to operate the services you choose to use, such as support, authentication, usage statistics, backups, and account features.

4. No professional advice

Kapunka's calculations, exchange rates, spending summaries, statement imports, receipt OCR, duplicate matching, card charge estimates, cash/safe balances, payment detection, location suggestions, reminders, and insights are informational only. They may be incomplete, delayed, or wrong.

Always verify important amounts, dates, balances, exchange rates, fees, taxes, visa deadlines, booking details, medical expenses, insurance matters, and card charges with the relevant bank, card issuer, merchant, government authority, professional advisor, or official document.

5. Experimental and automated features

Some Kapunka features are experimental, automated, or best-effort. This includes payment detection, bank statement import, receipt scanning and OCR, historical exchange rates, trip recaps, location detection, maps, and matching imported charges to expenses.

You are responsible for reviewing, correcting, confirming, or deleting automated results before relying on them. We do not guarantee that any import, scan, parse, notification, reminder, match, or map result will be accurate or available.

6. Payment and notification access

If you enable Android notification access or configure any iOS Shortcuts automation, you authorize Kapunka to process the payment-related information those systems provide on your device. You are responsible for ensuring that your use of notification access, Shortcuts, wallet apps, bank apps, and related services complies with applicable laws and third-party terms.

Kapunka does not initiate payments, move money, verify bank balances, guarantee that a transaction occurred, or guarantee that detected payment details match your final card statement.

7. Third-party services

Kapunka may integrate with or link to services operated by others, including Supabase, Apple, Google, Expo, Google Drive, Google Maps, Telegram, Photon/Komoot, OpenStreetMap, Mapbox, exchange-rate providers, app stores, payment processors, and device operating-system services.

We do not control those services and are not responsible for their availability, accuracy, security, policies, fees, actions, outages, or content. Your use of third-party services is governed by their own terms and privacy policies.

8. Acceptable use

You agree not to:

• Use Kapunka for unlawful, harmful, fraudulent, deceptive, abusive, or unauthorized purposes
• Use Kapunka to violate the rights, privacy, or security of another person
• Attempt to reverse-engineer, decompile, extract source code from, copy, scrape, or interfere with Kapunka except where allowed by law
• Bypass usage limits, access controls, entitlements, subscriptions, referrals, promotions, or security measures
• Upload, send, or store malware, unlawful content, or content you do not have the right to use
• Interfere with our backend, support systems, usage statistics, third-party integrations, or other users

9. Referrals and promotions

Any referral, beta, trial, discount, refund, freemium, or promotional program is optional and may be modified, paused, limited, or discontinued at any time. We may deny, revoke, or adjust benefits that appear fraudulent, abusive, duplicated, mistaken, or inconsistent with the stated promotion rules.

10. Purchases and app stores

Purchases, subscriptions, refunds, taxes, and billing may be handled by Apple, Google, or another payment provider. Their terms may apply in addition to these terms. Unless required by law or app-store rules, payments are non-refundable once access or digital benefits have been provided.

11. Intellectual property

Kapunka, including its software, design, branding, text, graphics, code, and other materials, is owned by Blueframe or its licensors and is protected by intellectual property laws. These terms give you a limited, personal, non-transferable, revocable right to use Kapunka as intended. No rights are granted except as expressly stated.

12. Privacy

Our Privacy Policy explains how information is handled. By using Kapunka, you also agree to the Privacy Policy.

13. Availability and changes

We may update, modify, suspend, remove, or discontinue any part of Kapunka at any time. Features may vary by platform, country, app version, account status, device capability, third-party availability, or app-store requirements. We may also update these terms from time to time. Continued use after changes are posted means you accept the updated terms.

14. Disclaimer of warranties

To the maximum extent permitted by law, Kapunka is provided "as is" and "as available" without warranties of any kind, whether express, implied, statutory, or otherwise. We disclaim all warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, uninterrupted operation, error-free operation, and security.

15. Limitation of liability

To the maximum extent permitted by law, Blueframe and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost savings, lost data, lost opportunities, device failure, inaccurate records, missed reminders, financial loss, travel disruption, or reliance on Kapunka.

To the maximum extent permitted by law, our total liability for any claim relating to Kapunka will not exceed the greater of the amount you paid to use Kapunka in the 12 months before the claim or USD 100. Some jurisdictions do not allow certain limitations, so some limits may not apply to you.

16. Indemnity

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Blueframe and its owners, employees, contractors, affiliates, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from your use of Kapunka, your content, your violation of these terms, your violation of law, or your violation of third-party rights or terms.

17. Termination

You may stop using Kapunka at any time. We may suspend or terminate access to account, support, backend, promotional, or entitlement features if we believe you violated these terms, created risk, abused the service, or if providing the service is no longer commercially, technically, legally, or operationally practical.

18. Governing law

These terms are governed by the laws of Israel, without regard to conflict-of-law principles, except where consumer protection laws in your location require otherwise. Any disputes shall be resolved in the competent courts of Israel, unless applicable law requires a different forum.

19. Contact

Questions about these terms:

support@kapunka.app