Legal

Terms of Service

Kapunka · Last updated August 8, 2026

These Terms of Service govern your use of the Kapunka mobile application, website, support channels, and related services (together, "Kapunka"), operated by Blueframe ("we", "us", or "our"). Kapunka was previously published as Voya. By downloading, accessing, or using Kapunka, you agree to these terms. If you do not agree, do not use Kapunka.

Summary of the points people most often miss

This summary is not a substitute for the full terms below, but these are the terms that most affect you, so we state them plainly and up front rather than burying them:

  • Kapunka keeps your records on your device. We do not hold a copy and cannot recover your data for you. Backups are your responsibility (section 3).
  • Features that are free today may become paid, limited, or removed. We may introduce charges for any part of Kapunka, including features you use today at no cost (section 6).
  • Updates can change or remove things you rely on, and older versions may stop working (section 7).
  • Kapunka's numbers are estimates, not a financial record. Do not rely on them for tax, visa, insurance, reimbursement, or accounting purposes (section 4).

1. What Kapunka does

Kapunka is a personal travel-planning, expense-tracking, and trip-record tool. It can help you plan a route, record expenses, estimate cash and card totals, show the photos you took during a trip on that trip's map, set reminders, view maps, and generate trip insights.

Where Kapunka reads your photo library, it does so on your device and only to draw what you asked to see. It does not copy, upload, publish, or share your photos or videos, and it claims no rights over them. See our Privacy Policy for what is read and when.

Kapunka is not a bank, payment processor, money transmitter, accountant, bookkeeper, tax, legal, or financial adviser, insurer, travel agency, currency exchange, booking service, record-keeping service, backup service, or emergency service. Nothing in Kapunka is an offer, recommendation, or advice regarding any financial, tax, travel, immigration, or insurance decision.

Kapunka is a single product offered on an all-or-nothing basis. Which features exist, how they behave, and whether they are free depends on your platform, country, app version, device, operating-system version, permissions, and store. Features described here, on our website, in a store listing, in a changelog, or in a screenshot may not exist in your version, and are descriptions rather than promises.

2. Eligibility and accounts

You must be old enough to agree to these terms where you live. Current Kapunka versions do not require or offer a Kapunka account. You remain responsible for your device and for any Google, Apple, Google Play, Telegram, email, or other third-party account you choose to connect or use.

Some features require a supported device, operating-system permission, internet connection, connected storage, or paid store entitlement. You are responsible for the device, connectivity, storage space, battery, and account access that Kapunka needs, and for any charge your carrier or provider makes for data used by the app.

3. Your data is yours — and it is your responsibility

Kapunka is local-first. Your trips, expenses, notes, photos, and other records live in the app's private storage on your own device. You are the sole custodian of that information. Except for the limited, feature-specific processing described in our Privacy Policy, we do not hold, mirror, monitor, or maintain a copy of your records, and we have no technical means to see, retrieve, reconstruct, or restore them.

It follows that we cannot recover your data under any circumstances, however the loss occurred and however important the records were. You are solely responsible for making, testing, storing, and safeguarding your own backups and exports, and for keeping them somewhere you can still reach if your device is lost. We strongly recommend exporting a backup before you update the app, change device, change operating system, or make a large change to your records.

To the maximum extent permitted by law, we are not responsible for loss, corruption, duplication, omission, or unavailability of your data arising from any cause, including:

  • Deleting the app or its data, clearing storage, resetting, losing, selling, damaging, or replacing a device
  • An app update, a data migration, an operating-system update, a restore from a device backup, or a change of platform
  • An import, export, share, sync, or restore that fails, is incomplete, is silently partial, or overwrites newer information with older information
  • A file created by a newer version of Kapunka that an older version cannot read, or the reverse
  • The failure, outage, deletion policy, quota, account suspension, or discontinuation of a third-party service you connected, including Apple and Google
  • Any bug, defect, incompatibility, crash, or error in Kapunka itself

We have no obligation to store, retain, back up, migrate, convert, export, or return any of your data, or to keep any import or export format readable by a future or past version. Local deletion and deletion at a connected storage provider are separate actions; neither necessarily deletes the other copy.

Kapunka is not a system of record. Do not use it as your only or authoritative record of anything that matters — tax filings, business expenses, reimbursement claims, visa or immigration history, insurance claims, legal proceedings, or accounting. Keep independent records, including original receipts and statements.

You own the content you add. You give us and our service providers the limited permission needed to process content only for the features you choose, such as support, feedback, place search, and connected storage. Do not enter or send passwords, full card numbers, CVV codes, banking credentials, private keys, or similarly sensitive secrets.

4. Informational results, not professional advice

Budgets, exchange rates, spending summaries, card-charge estimates, location suggestions, maps, reminders, distances, durations, totals, and insights are informational estimates. They may be delayed, incomplete, or wrong.

Exchange rates in particular come from third-party sources, are not live dealing rates, and will not match what your bank, card issuer, or an exchange office actually applies. Kapunka's figures are for your own orientation only.

Verify important amounts, dates, balances, fees, taxes, visa requirements, booking details, insurance matters, and card charges with the relevant bank, issuer, merchant, government authority, professional adviser, or official document before relying on them. Decisions you make while travelling — where to go, what to spend, what to book, when to leave, whether a permit or visa is valid — are yours alone, and you accept the risks that come with them.

5. Automated and experimental features

Exchange-rate retrieval, local and nearby place suggestions, map results, reminders, sync conflict handling, and shareable summaries are automated or best-effort features. Review their results and correct or delete anything that is wrong.

We do not guarantee that a notification, Shortcut, import, rate, match, reminder, map, backup, restore, or sync will be accurate, timely, complete, delivered at all, or continuously available. A missed or late reminder is a foreseeable outcome of how mobile operating systems schedule background work, and is not something we can prevent.

Some features may be offered as beta, preview, early-access, or experimental. These are provided as-is, may be changed or withdrawn without notice, and should not be relied on.

6. Features, access, and pricing may change

Kapunka is under active development, and what it offers will change over time. We may, at our discretion and at any time, add, change, restrict, gate, limit, suspend, discontinue, or remove any feature, capability, allowance, quota, or part of Kapunka, for all users or for particular platforms, versions, regions, or groups of users.

This expressly includes the right to begin charging for anything. A feature that is available today at no cost may in future be made available only under a paid purchase, subscription, tier, allowance, or other entitlement. We may:

  • Move any existing free feature — including one you use daily and rely on — behind a paid plan, a one-off purchase, or a usage allowance
  • Introduce, change, restructure, rename, merge, split, or retire plans, tiers, entitlements, allowances, and their contents
  • Set and change prices, currencies, regional pricing, billing periods, trial lengths, and promotional terms
  • Impose limits on the number of trips, days, countries, expenses, cards, checklists, photos, exports, requests, or any other resource
  • Reduce or withdraw an allowance previously granted, including one described as free, unlimited, lifetime, or included

Access granted to you now is a revocable permission, not a permanent right, and no statement on our website, in a store listing, in a changelog, in the app, or in support correspondence creates a commitment that any feature will stay available, stay free, or stay at its current price.

You are not entitled to any refund, credit, compensation, or continued access when a free feature is limited, made paid, or removed. Where a change affects a purchase you have already made, we will honour that purchase to the extent required by the applicable app store's rules and by law, and a price change to an active auto-renewing subscription takes effect only in line with the store's notice and consent requirements.

Where the law requires us to give advance notice of a change, obtain your consent, or offer you a right to cancel, we will do so. Otherwise, changes may take effect as soon as they are released, and your continued use of Kapunka after a change means you accept it. If you do not accept a change, your remedy is to stop using Kapunka and, where relevant, cancel your subscription through your app store.

7. Updates, versions, and compatibility

Kapunka is distributed through app stores, which may download and install updates automatically depending on your device settings. By using Kapunka you consent to those updates being installed.

An update can change Kapunka in ways you did not ask for and may not want. An update may add, alter, relocate, redesign, restrict, or remove features; change how figures are calculated, grouped, rounded, or displayed; change default settings; change permission requirements; or migrate your stored records to a new internal format. A migration is generally one-way: once your data has been converted, an earlier version of the app may no longer be able to read it, and reinstalling an older version is not a supported way to undo an update.

We do not support, maintain, or guarantee older versions. We may require you to install an update in order to keep using Kapunka or any online-dependent part of it, and we may remotely disable, block, or degrade older versions where continuing to run them would create a security, legal, data-integrity, cost, or compatibility problem. An older version may also stop working for reasons entirely outside our control, such as an operating-system upgrade, a device change, a store policy, or a third-party service being withdrawn.

To the maximum extent permitted by law, we are not liable for any loss or inconvenience arising from an update, from a failed or partial update, from a data migration, from your choosing not to update, from an update being unavailable for your device or operating system, or from a feature you relied on being changed or removed by an update. This includes lost or corrupted records, lost functionality, lost time, missed reminders, disrupted travel plans, and inaccurate figures.

Export a backup before you update. We are under no obligation to provide a downgrade path, a legacy build, a compatibility mode, a data-conversion tool, or support for any version other than the current one.

8. Third-party services

Kapunka may use or link to services operated by others, including Apple, Google, Google Maps and Places, Supabase, Expo, exchange-rate providers, app stores, Telegram, email providers, website hosting, and device operating-system services.

We do not control those services and are not responsible for their availability, accuracy, security, content, fees, policies, actions, changes, deletions, or outages. Your use of them is also governed by their own terms and privacy policies. A third-party service may change its terms, pricing, or availability, or withdraw access entirely, and that may force us to change or remove a Kapunka feature that depends on it, with no liability to you.

9. Acceptable use

You agree not to:

  • Use Kapunka for an unlawful, harmful, fraudulent, abusive, or deceptive purpose
  • Violate another person's rights, privacy, or security
  • Upload, send, or store malware or content you do not have the right to use
  • Reverse-engineer, decompile, extract source code, copy, scrape, or interfere with Kapunka except to the extent applicable law expressly allows it
  • Evade purchase checks, quotas, access controls, subscriptions, tiers, rate limits, update requirements, or security measures
  • Disrupt our website, backend, feedback, support, or third-party integrations
  • Resell, sublicense, rent, or commercially redistribute Kapunka or access to it, or use it to build a competing product

10. Purchases and subscriptions

Where Kapunka offers a purchase or subscription, it is handled by the app store for your platform. In-app purchases, subscriptions, localized pricing, taxes, renewals, cancellations, and refunds are the store's responsibility and the store's terms apply. An auto-renewing subscription continues until you cancel it in your store account, subject to the store's rules and any notice it requires.

You are purchasing access to the features included in the relevant plan as they exist from time to time, not to any specific feature permanently. Subject to section 6 and to the store's rules, the contents of a plan may change during your subscription.

Deleting Kapunka or its local data does not cancel a subscription. Restoring access depends on the store confirming the active entitlement. Refund requests are handled under applicable law and the relevant store's process; we do not process payments and generally cannot issue a refund ourselves.

11. Intellectual property

Kapunka's software, design, branding, text, graphics, and other materials are owned by Blueframe or its licensors and are protected by intellectual-property laws. These terms give you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable right to use Kapunka as intended. No other rights are granted, and we reserve all rights not expressly given to you.

12. Feedback and suggestions

If you send us feedback, a bug report, a rating, a feature request, or any other suggestion, you grant us a perpetual, irrevocable, worldwide, royalty-free, transferable, sublicensable licence to use, copy, modify, publish, and exploit it for any purpose, including developing and promoting our products, without any obligation to you and without any payment, credit, or confidentiality. Do not send us anything you are not willing to give up on those terms.

13. Privacy

Our Privacy Policy explains how information is handled. By using Kapunka, you acknowledge those practices.

14. Changes to these terms

We may update these terms as Kapunka changes, and will revise the date at the top of this page. Where a change is material and the law requires it, we will give notice in the app, on this website, or by another reasonable means. Otherwise, the revised terms take effect when published.

Continued use of Kapunka after updated terms take effect means you accept them. It is your responsibility to review this page from time to time. If you do not accept the updated terms, stop using Kapunka.

15. Disclaimer of warranties

To the maximum extent permitted by law, Kapunka is provided "as is" and "as available" without warranties of any kind, express, implied, or statutory. We disclaim implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, uninterrupted operation, error-free operation, data preservation, and security.

We do not warrant that Kapunka will meet your requirements, that it will be compatible with your device, that defects will be corrected, that any feature will remain available, or that your data will be preserved. Nothing in these terms excludes a warranty or right that cannot legally be excluded, and if you are a consumer you may have rights that override this section.

16. Limitation of liability

To the maximum extent permitted by law, Blueframe and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, savings, data, records, opportunities, goodwill, inaccurate records, missed reminders, additional costs, financial loss, or travel disruption arising from or related to Kapunka — including anything arising from data loss, an update, a migration, a removed or newly paid feature, or a third-party service.

To the maximum extent permitted by law, our total liability for all claims relating to Kapunka will not exceed the greater of the amount you paid us for Kapunka in the 12 months before the claim or USD 100. This limit applies in aggregate across all claims, not per claim, and applies even if a limited remedy fails of its essential purpose.

These limits apply regardless of the legal theory relied on and even if we were advised that the loss was possible. Some jurisdictions do not allow certain exclusions or limits, so parts of this section may not apply to you; nothing here limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be limited.

17. Indemnity

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Blueframe and its owners, employees, contractors, affiliates, and service providers from claims, losses, liabilities, damages, costs, and expenses, including reasonable legal fees, arising from your unlawful or unauthorised use of Kapunka, your content, or your violation of these terms or another person's rights.

18. Suspension and termination

You may stop using Kapunka at any time. We may limit, suspend, or terminate access to online, support, or paid features, or discontinue Kapunka entirely, if you violate these terms, create security or legal risk, abuse a service, or if continuing is no longer reasonably practical for us for technical, legal, commercial, or operational reasons.

If Kapunka is discontinued, we will make reasonable efforts to let you export your data beforehand where practical, but we do not guarantee it and have no obligation to keep any service running for any period. Ending use does not cancel a store subscription automatically. Sections that by their nature should survive termination — including sections 3, 12, 13, and 16 to 25 — continue to apply.

19. Time limit on claims

To the maximum extent permitted by law, any claim relating to Kapunka must be brought within one year after the claim arose. A claim brought after that is permanently barred, unless applicable law gives you a longer period that cannot be shortened by agreement.

20. Individual claims

To the maximum extent permitted by law, you may bring a claim relating to Kapunka only in your individual capacity, and not as a claimant or class member in a class, collective, or representative action. Where applicable law does not permit this, it does not apply to you.

21. Events outside our control

We are not liable for any failure or delay caused by events beyond our reasonable control, including acts of nature, war, civil unrest, epidemic, labour action, power or internet failure, network or hosting outage, cyberattack, government action, sanctions, app-store decisions, or the failure or withdrawal of a third-party service.

22. General terms

Assignment. You may not transfer your rights under these terms. We may assign or transfer these terms and our rights under them, in whole or in part, without your consent, including to a purchaser or successor in connection with a merger, acquisition, restructuring, or sale of assets.

Severability and waiver. If any provision is held unenforceable, it is modified to the minimum extent needed to make it enforceable, or severed, and the rest stays in force. Not enforcing a provision is not a waiver of it.

Entire agreement. These terms and the Privacy Policy are the entire agreement between you and us about Kapunka, and replace any earlier understanding, representation, or statement about it.

No third-party rights. No one other than you and us has any right to enforce these terms, except as stated in section 23.

Language. These terms are written in English. Any translation is provided for convenience only; in the event of a conflict, the English version governs, except where applicable law requires otherwise.

23. Apple App Store

If you obtained Kapunka from the Apple App Store, the following applies. These terms are between you and Blueframe only, not Apple, and Apple is not responsible for Kapunka or its content. Apple has no obligation to provide maintenance or support for Kapunka. If Kapunka fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to Kapunka. Apple is not responsible for addressing any claim by you or a third party relating to Kapunka, including product-liability, regulatory, and intellectual-property claims. You confirm that you are not located in a country subject to a US Government embargo or designated as terrorist-supporting, and that you are not on any US Government list of prohibited or restricted parties. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you.

24. Governing law and contact

These terms are governed by the laws of Israel, without regard to conflict-of-law principles, except where mandatory consumer law in your location applies. Disputes will be handled by the competent courts of Israel unless applicable law requires another forum.

Questions about these terms can be sent to support@kapunka.app.